Chronicles of Eternia
The Nomont Bank of Esshar - Printable Version

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The Nomont Bank of Esshar - The Iron Jaw - 04-13-2021

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"The Bank Of The People: Uniting all under irrefutable equality since 1827

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Daring to expand their services, after years of surprising stability and steady growth? The Bank undergoes a subtle name change, self-proclaimed emancipation from its originating nation-state, and a full-blown promotion.

All accounts opened by the end of 1840 will have their credit up to doubled in value!

 
Quote:"That means, if you open an account with a one thousand coin deposit... Or One hundred Nomont Dollars on a Type C account, we double the value to two thousand coins... Or two hundred Nomont Dollars respectively! 

- Taric, of Osrona
Type A: Not applicable
Type B: +25% value
Type C: +100% value

Need more details? Allow us to divulge further on the subject here.


RE: The Nomont Bank of Esshar - The Iron Jaw - 04-22-2021

[Image: lRx7MUr.png]
"The Bank Of The People: Uniting all under irrefutable equality since 1827

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M a r k e t   P a n i c

The late imprisonment of Asura Nomont after his public speech has led to no one managing the billing and payroll of Nomont Industries and its subsidiaries. As months crawl onward, bills pile on. Those in allocated positions see the writing on the wall and in a hopeless attempt begin firing large numbers to keep the companies afloat.  Unemployment across non-magi originally placed in accounting jobs, small-time construction projects, and even positions throughout the Nomont Fabrication Company begin to soar.  Tens of Thousands worth in coin and Nomont Dollars stand to be lost, threatening to return many nonmagus families to poverty, with more concerning magus investments soon to outright vanish.

The status of the CEO is still unknown.


RE: The Nomont Bank of Esshar - The Iron Jaw - 04-24-2021

[Image: lRx7MUr.png]
"The Bank Of The People: Uniting all under irrefutable equality since 1827"
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M A R K E T    S T A B A L I Z E S
With the recent departure of all the Neo-Essharan party and release of Asura Nomont from prison, due payments are accommodated restoring some faith in the functionality of the bank. All matters stagnant for a matter of months before things continue once more. Smaller venues remain abroad with altered managerial decisions made to ensure that the business is separate from one's political and legal affairs. 
A new center of operations has been established -- as to the whereabouts? It seems to be largely unknown. A small select number of couriers keep the network up and running to ensure news of its functionality can continue.

F R E Q U E N T L Y    A S K E D    Q U E S T I O N S
Amongst a few locations, promoters stand ready to answer any questions former customers and commoners have had:

How does opening a bank account work?
Quote:
By working with a Nomont Bank Teller or Employee, you pay an opening fee of 50c and specify what type of account you'd like!
What's the difference between opening a bank account and storing away my money personally?
Quote:
When you use a Nomont Bank Account, you accrue interest over time! The type of account you have with us both dictates how frequently you can withdraw, and how much interest you make! In short, the longer you keep your money with us, the more money you can take out later... and best of all? It's all 100% yours!

How much interest does my bank account make exactly?
Quote:Type A: 
  • Minimum Qualifying Funds: 10 Nomont Dollars (100c)
    Interest Rate: 2% || Reference: (1.2x original value in 10 IC years)

Type B: 
  • Minimum Qualifying Funds: 10 Nomont Dollars (100c)
    Interest Rate: 4% || Reference: (1.48x original value in 10 IC years)

Type C: 
  • Minimum Qualifying Funds: 10 Nomont Dollars (100c)
    Interest Rate: 8% || Reference: (2.15x original value in 10 IC years)
How does the bank make money?
Quote:
Loans! The bank offers loans to requesting customers that qualify for it, and applies an interest rate on the payment plan. The money earned turns into interest for those invested with their own bank accounts.

I don't have a lot of money. Can I take out a loan?
Quote:
Yes! Loans are available to anyone that can provide some means of approved collateral to cover the loan, to protect the bank's assets. A payment plan is procured and full payment is expected per year, until the cost is covered 100%. Failure to accommodate the loan will result in forfeiture of your collateral assets as well as closing of any and all accounts associated with the bank.
How do I take out a loan?
Quote:
You need to have an account with the bank opened up, with any account type with a minimum balance of 500c (or 50 ND) for at least 1 year.
What type of loans are available?
Quote:
Microloan:
Funds: 100 Nomont Dollars (1000c)
Interest: 10% || Cost: 110 Nomont Dollars (1100c)
Lifespan: 12 months (5 OOC days) [1 Payment]

Small Loan:
Funds: 250 Nomont Dollars (2500c)
Interest: 12% || Cost: 280 Nomont Dollars (2800c)
Lifespan: 18 months (8 OOC days) [2 Payments]

Medium Loan: 
Funds: 500 Nomont Dollars (5000c)
Interest: 14% || Cost: 570 Nomont Dollars (5700c)
Lifespan: 24 months (10 OOC days) [2 Payments]

Home Loan: 
Funds: 1000 Nomont Dollars (10000c)
Interest: 16% || Cost: 1160 Nomont Dollars (11600c)
Lifespan: 36 months (15 OOC days) [3 Payments]

Business Loan: 
Funds: 5000 Nomont Dollars (50000c)
Interest: 18% || Cost: 5900 Nomont Dollars (59000c)
Lifespan: 60 months (25 OOC days) [5 Payments]
Find your local Nomont Bank Employee or Asura Nomont to open an account today!
(Msg me on Discord if you want to organize something and I'm offline. (Scruqade, The Ironjaw#0212))